{"id":1834,"date":"2023-01-20T08:55:19","date_gmt":"2023-01-20T08:55:19","guid":{"rendered":"https:\/\/bwa.bydtestes.pt\/2023\/01\/20\/como-posso-poupar-no-imt\/"},"modified":"2023-02-08T17:35:12","modified_gmt":"2023-02-08T17:35:12","slug":"como-posso-poupar-no-imt","status":"publish","type":"post","link":"https:\/\/bwagroup.com.pt\/pt-pt\/como-posso-poupar-no-imt\/","title":{"rendered":"Como Posso Poupar no IMT"},"content":{"rendered":"[vc_row type=”full_width_content” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][image_with_animation image_url=”782″ image_size=”full” animation_type=”entrance” animation=”None” animation_movement_type=”transform_y” hover_animation=”none” alignment=”” border_radius=”none” box_shadow=”none” image_loading=”default” max_width=”100%” max_width_mobile=”default”][divider line_type=”No Line” custom_height=”75px”][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text]O Que \u00e9 o IMT?<\/strong><\/p>\n

Imposto Municipal sobre as Transmiss\u00f5es Onerosas de Im\u00f3veis ou tamb\u00e9m conhecido na g\u00edria do imobili\u00e1rio \u201cIMT\u201d \u00e9 um imposto municipal que incide (como o pr\u00f3prio nome indica) sobre as transmiss\u00f5es de im\u00f3veis em territ\u00f3rio portugu\u00eas.<\/p>\n

O IMT incide sobre o Valor Patrimonial Tribut\u00e1vel (VPT) ou sobre o valor efetivo da venda do im\u00f3vel, sendo utilizado o maior dos dois. Para calcularmos o IMT \u00e9 preciso ter em conta 3 importantes caracter\u00edsticas do im\u00f3vel:<\/p>\n

    \n
  1. O tipo. O im\u00f3vel \u00e9 urbano ou rustico? Urbano tem um maior valor de IMT vs. O im\u00f3vel rustico.<\/li>\n
  2. Localiza\u00e7\u00e3o do im\u00f3vel. Valor de IMT nas Ilhas \u00e9 mais baixo do que no continente.<\/li>\n
  3. Finalidade do im\u00f3vel. Habita\u00e7\u00e3o pr\u00f3pria permanente tem, na em alguns casos, isen\u00e7\u00e3o\/reembolso do valor do IMT vs. Habita\u00e7\u00e3o secund\u00e1ria.<\/li>\n<\/ol>\n

     <\/p>\n

    Quais as isen\u00e7\u00f5es?<\/strong><\/p>\n

    Para fomentar a transa\u00e7\u00e3o e diminuir a carga fiscal na transmiss\u00e3o de im\u00f3veis o governo implementou certas isen\u00e7\u00f5es que permitem aos investidores poupar uma grande quantia de dinheiro na altura da compra\/venda.<\/span><\/p>\n

    As principais isen\u00e7\u00f5es s\u00e3o as seguintes:<\/span><\/p>\n

      \n
    • Aquisi\u00e7\u00e3o de im\u00f3veis para revenda. Caso um investidor esteja a comprar para refazer umas obras e depois revender para ganhar um lucro, existe a possibilidade de isen\u00e7\u00e3o do IMT caso a compra e revenda seja feita no mesmo ano civil.<\/li>\n
    • Aquisi\u00e7\u00e3o de im\u00f3veis destinados a reabilita\u00e7\u00e3o urban\u00edstica. Nestes casos existe uma devolu\u00e7\u00e3o do valor do IMT aplicado caso o investidor decida submeter um projeto de arquitetura para reabilitar o im\u00f3vel.<\/li>\n
    • Aquisi\u00e7\u00e3o de pr\u00e9dios ou fra\u00e7\u00f5es aut\u00f3nomas em que o destino seja de utilidade tur\u00edstica. Muito comum nos casos dos investidores que optam por fazer pequenos \u201cguest houses\u201d ou mesmo alojamento local. Aqui o valor tamb\u00e9m reembols\u00e1vel ap\u00f3s a escritura.<\/li>\n<\/ul>\n

       <\/p>\n

      \u00c9 importante tamb\u00e9m ter em conta que existem certos requisitos para obter a isen\u00e7\u00e3o direta. No caso da reabilita\u00e7\u00e3o de im\u00f3veis, por exemplo, a isen\u00e7\u00e3o do IMT no ato da compra s\u00f3 se verifica caso o investidor individual, esteja enquadrado na Categoria B do IRS. Para o caso de investir em nome pessoal, enquadrado na Categoria G do IRS o investidor \u00e9 obrigado a pagar IMT na transa\u00e7\u00e3o sem possibilidade de devolu\u00e7\u00e3o futura.<\/span><\/p>\n

       <\/p>\n

      Conclus\u00e3o<\/strong><\/span><\/p>\n

      \u00c9 muito importante para o investidor ter em conta a finalidade do investimento imobili\u00e1rio para poder estar isento de IMT, ao fim de contas, hoje em dia uma isen\u00e7\u00e3o deste imposto pode significar uma redu\u00e7\u00e3o em m\u00e9dia de 6% do custo da compra de im\u00f3vel, o que para qualquer investidor\/comprador \u00e9 muito dinheiro!<\/span>[\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

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